Financial disagreement is the #1 predictor of divorce. Not because money is complicated, but because most couples never have an honest conversation about it. Candid makes sure you're not most couples.
5 minto complete
Guided promptswe give you the words
Completely privateuntil you're both done
Always freeall three stages
#1
predictor of divorce is financial disagreement, ahead of every other type of conflict
Half
of Americans in a relationship have hidden financial information from their partner
2 in 5
Americans say financial secrets are as bad as cheating
How it works
Three stages. As serious as your relationship.
01
Values · Free
Financial personality
Both partners complete 8 scenario-based questions independently. No numbers, just attitudes, habits, and instincts. You see each other's results together.
02
Transparency · Free
The numbers conversation
Income, debt, net worth, obligations. Mutual and simultaneous. Neither partner sees more than the other has shared. The conversation most couples never have.
03
Partnership Plan · Free
Your financial operating agreement
Seven decisions about how you handle money together. Income, debt, expenses, roles, and what happens if things change. A living document you both sign and revisit.
What people are saying
"We'd been together three years and had never actually talked about debt. Candid made it feel safe to start."
Priya & Marcus, Austin TX
"I assign this to every couple I work with before our money session. It does the heavy lifting I used to spend 20 minutes on."
Licensed couples therapist, Chicago
"Finding out we were both avoidant about debt, but in completely different ways, was the most useful thing we've done all year."
Jamie & Chris, Brooklyn NY
Start today
The conversation that changes everything
Five minutes. No dollar amounts. Just an honest look at how you each think about money, and what that means for your future together.
No account required. Both partners assessed independently.